When going global, it’s critical to take a fresh look at your risk program, as domestic insurance policies may not cover international exposures. For example, many companies overlook exposures related to importing or exporting goods, workers who travel overseas, or conducting online, cross-national transactions.
As your business grows and expands, Zurich can provide the right global insurance solution — from prepackaged solutions that cover many common exposures to a Controlled Master Program for more nuanced and complex business operations.
Explore our coverages
Zurich’s package policies are designed for the diverse needs of growing Middle Market businesses.
These packages provide a convenient, scalable risk solution for growing companies.
- Exporter Solutions is designed for U.S. companies moving into the global arena, with no foreign legal entities or physical operations.
- As companies expand, Zurich Envoy is there for larger international exposures including overseas legal entities, permanent employees working abroad, and physical premises in foreign countries. It includes over 30 coverage options and can be used as a Controlled Master Program for more complex risk needs, helping to help ensure consistent standards of protection and service.
Both packages provide coverage for:
- General Liability
- Property
- Excess Auto
- Kidnap & Ransom
- Voluntary International Employee Compensation and Employers’ Liability2
- Business Travel Accident coverage with Zurich Travel Assist®
Zurich Edge® Global Property
For larger and more complex risks, our “all risk” property form was built with both domestic and global clients in mind, providing flexibility and alignment with applicable insurance regulations in all jurisdictions where we provide insurance. Written in easy-to-understand language and broadly customizable, Zurich Edge is especially advantageous for customers with highly protected risk exposures.
When implemented as the property component of an international program, Zurich Edge is the property global master policy supported by Zurich Prime, providing coverage for non-U.S. risk exposures.
Zurich Travel Assist
Provided at no additional cost with Zurich’s Envoy and Exporter Solutions packages, ZTA has medical, travel and security professionals who offer assistance 24/7/365. ZTA also provides an app for travelers with timely updates as well as a portal risk managers.
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Explore Zurich's Middle Market solutions
Middle market companies need scalable insurance solutions that can evolve as their needs change, with servicing that can help them avert, minimize and recover from loss events.
Zurich has the international expertise that Middle Market companies need — backed by Zurich’s leadership position in servicing, claims and compliance. Offering diverse program structures, broad coverages and a creative approach, we can grow with you as your international insurance needs evolve. And our financial strength and expansive global network ensure we will be there when you need us.
Zurich offers:
