Zurich Cyber Insurance Policy

Zurich’s policy for large and global companies includes a broad range of Cyber coverages to help businesses manage the financial, legal, and reputational risks posed by cyber threats, including:

Security and privacy liability coverages
Regulatory proceedings defense costs coverage
Civil fines and penalties associated with regulatory proceedings, payment card industry (PCI) and the General Data Protection Regulation (GDPR)¹
Media liability coverage
Breach costs
Business income loss and dependent business income loss., including system failures.
Cyber extortion payment and extortion expense
Digital asset replacement expense
Reputational damage income loss
Other coverage enhancements available by endorsement, such as bricking, cryptojacking, and telecommunications fraud

Zurich Cyber Insurance Policy brochure

Zurich Cyber Insurance Policy Highlights

Cyber Risk Engineering Services

Cyber risk needs to be managed as more than a risk transfer issue. That’s why Zurich Resilience Solutions’ Cyber Risk Engineering specialists monitor the evolving scope of today’s cyber risks, stay abreast of the emerging threats, and offer insights and services to help supplement your risk management program.

The Zurich Resilience Solutions Cyber team can help with services such as:

Cyber Risk Gap Analysis and Strategic Roadmap to resiliency
Incident Response Plan Evaluation and Tabletop Exercises
Ransomware Threat Assessment

Employee Cybersecurity Awareness Training (including phishing and social engineering awareness)
System Penetration Testing
Pre-breach Assessments

Zurich Cyber Insurance Policyholders

For all first party cyber events and third-party claims

Contact Zurich at 800-987-3373 or email usz.cyberclaims@zurichna.com

Large and global organizations

Note: Use of the hotline does not replace notification and reporting obligations under your insurance policy. Notify Zurich’s Customer Care Center at 800-987-3373 or usz.cyberclaims@zurichna.com as soon as possible to report the cyber event. A cyber claims attorney will be assigned to assess coverage under your policy.

Schedule your free
onboarding session

Zurich policyholders can request a complimentary onboarding session with Zurich Resilience Solutions by email: cyberRE@zurichna.com

Additional services are available on a discounted fee basis from the Zurich Resilience Solutions Cyber team, including:

Virtual CISO strategic guidance and consultative support on a fractional basis, according to the time commitment needed and scope addressed
Cyber Risk HealthCheck baseline assessment
Cyber Risk Gap Analysis and Strategic Roadmap to resiliency
Incident Response Plan Evaluation and Tabletop Exercises
Cybersecurity Awareness Training for employees and end-users (including phishing and social engineering awareness)
Internal and external network Penetration Testing
Managed Detection and Response (MDR) through 24/7 Security Operations Center monitoring

Zurich Cyber Risk Engineering Services

Cybersecurity and breach response vendor resources

When helping your company respond to and recover from a data breach, Zurich claims professionals may recommend specialized solutions through referral arrangements with privacy and breach counsel – also known as a breach coach - as well as forensics and other cybersecurity vendors.

A breach coach will often act as project manager for an overall response team consisting of experts in cybersecurity and technology. The team will assess the best course of action to address a cyber event.

Data Coaches