Advertising Agency Insurance

What is insurance for advertising agencies?

Advertising agencies, marketing consultants and public relations firms help other businesses communicate and promote their products and brands so they can meet their sales and growth ambitions. They are vital components of a dynamic marketplace, but like other businesses they face a variety of business risks — from property risks for offices and equipment to advertising liability and cyber threats.

Zurich understands the risks facing ad agencies, marketing companies and public relations businesses. It’s why we provide a one-stop-suite of insurance products for the specialized needs of these businesses, from traditional Property and Casualty Insurance to specialized coverages for unique needs.

Property coverages

• Business Income/Billable Hours
• IT Service Provider
• Flexible Extended Period of Indemnity Options
• Unintentional Errors or Omissions
• Better Green^™– coverage to rebuild to same or higher green standard automatically included via sublimit after a covered loss
• Flexible Accounts Receivables, Valuable Papers, Computer Systems and Fine Arts limits
• Ordinance or law applies to all covered property and time element loss, not just buildings
• Loss of Utilities includes overhead lines
• Broad personal property definition includes Personal Property of others in your care, custody and control

Casualty coverages

• Broad Named Insured (includes Partnerships, Joint Ventures, and LLC’s)
• Automatic Blanket Additional Insured coverage
• Automatic Waiver of Right of Subrogation and primary non-contributory conditions
• Definition of Bodily Injury includes mental anguish, mental injury, shock, fright, or death

Workers’ Compensation

• Level and variable dividend options available
• Loss sensitive programs available
• Headcount auditable option
• Pay-as-you-go payroll options

Umbrella

• Crisis Reimbursement
• Essential Executive coverage

International coverages

Exporter Solutions

• Coverage for domestic companies moving into the global arena

Zurich Envoy^®

• Coverage for companies with an established foreign presence

Zurich Envoy^® Global Property

• Coverage for larger and more complex risks, our "all risk" property form was built with both domestic and global clients in mind, providing flexibility and alignment with applicable insurance regulations in all jurisdictions where we provide insurance

Zurich Travel Assist

• Provides concierge services (e.g., forgotten prescription, lost passport) and facilitation for medical & security needs

Management and Professional and Cyber Liability

• Directors and Officers (D&O)
• Employment Practices Liability (EPL)
• Fiduciary Liability & Crime
• Professional Liability or Errors and Omissions (E&O)
• Cyber Security Insurance