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Affinity Solutions

What is Affinity Solutions?

Affinity Solutions, also known as affinity group insurance, includes several supplemental health insurance coverages and travel protection benefits that associations, financial institutions, membership clubs and other eligible groups can offer to their members. These specialized benefits can add value to any organization by helping to retain and grow its membership base.

Zurich Affinity Solutions is a portfolio of customizable insurance products that offers a financial safety net for a range of accidents, illnesses, and travel disruptions, often with no restrictions on how the payout is used.

Why should you offer supplemental benefits insurance to your affinity group or association?

As out-of-pocket medical expenses rise,1 coverage that helps people manage high deductibles, co-pays and other expenses not covered in other healthcare plans can be an attractive benefit that may give your organization an advantage over the competition.

For associations and affinity groups, offering supplemental benefits shows current and potential new members that your organization is invested in their overall health and financial well-being. And financial institutions can use the coverage offerings to show customers they have a wider view of how to help them protect their savings.

What does affinity group insurance cover?

Zurich Affinity Solutions includes these benefit options:

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Hospital Indemnity Insurance

Provides daily cash payments if a covered member or dependent requires hospital care due to an accident or illness. In addition to hospitalization, other options include daily benefits for additional medical care facilities, surgery, ambulance, ER, urgent care, lab tests, x-rays and more.

Group Personal Accident Insurance

Provides payments for accidents of various levels of severity. May include Accident Medical Expense, Accidental Death & Dismemberment/Catastrophic Injury, Accident In-Hospital and Accident Disability.

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Critical Illness Insurance

Provides a lump-sum payment upon diagnosis of a critical illness or impairment. Coverage options include heart and circulatory disease, cancer, paralysis, major organ failure requiring a transplant, loss of use of a limb and more.

Travel Protection Insurance and services

Coverage for travel 100 or more miles from home with options that include benefits for evacuation, emergency medical expenses, accidental death, travel inconveniences like trip cancellation and bag delay, and more. All plans include multi-lingual travel and security assistance provided by Zurich Travel Assist™ – available 24/7/365.
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Want to learn more?

Connect with our Customer Inquiry Center for more information.

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The strength of Zurich’s Affinity Solutions goes far beyond policy details. We offer a dedicated support team for coordination of plan development, marketing, administration onboarding, and program management. We provide you with a single point of contact, as well as administration that details processes, forms, and group/individual contact information. We’ll work with you to help simplify the administration of your program and we’re always ready to answer questions to help address your needs and those of your members.

At Zurich, our customers' needs remain at the heart of everything we do.

1. Rosenthal, Meredith B. “The Growing Problem of Out-of-Pocket Costs and Affordability in Employer-Sponsored Insurance.” JAMA (Journal of the American Medical Association), Vol. 326, No. 4. 27 July 2021.